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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.
As top Sparta, Lake Mohawk and Randolph real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.
We have direct access to the Sparta, Lake Mohawk and Randolph area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.
If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!
This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.
Tell us what you are looking for! It's our job to know every property in Sparta, Lake Mohawk and Randolph, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
Lynn Garafola and Team Nest Builder RE/MAX Platinum Group 200 Woodport Road Sparta, NJ 07871 973-222-3777 Fax: 973-726-5757 LynnGarafola@NUMBER1EXPERT.com
Lynn Garafola, GRI, CRS, CLHMS, is a seasoned real estate veteran who has successfully closed more than $125 million in transactions and won numerous industry awards and accolades. Lynn has enjoyed helping over 400 families make moves in and out of Northern New Jersey over her 15 year career. Lynn is known for being a tireless advocate for her clients. When you are looking to buy, she takes the time to explore who you are and what you want, helping you discover what you need, what you like and what fits your budget. And then gets you into that home. When its time to sell, you can count on her guidance on preparing your home for sale and pricing it right. And then she takes over and markets it aggressively to get it sold for you. Not only is she very knowledgeable about the housing market in New Jersey, she is very personable and professional and stays in touch after the sale. You can count on Lynn to take care of ALL of your real estate needs. Call or email Lynn@MyNestBuilder.com today for an appointment with your real estate needs.
www.MyNestBuilder.com is brought to you by
Lynn Garafola and Team Nest Builder NUMBER1EXPERT™ in real estate for
Sparta, Lake Mohawk and Randolph, New Jersey
RE/MAX Platinum Group
200 Woodport Road
Sparta, NJ 07871
973-726-5700 x 311 (office)
973-222-3777 (cell)
- NUMBER1EXPERT™ 
