Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Sparta, Lake Mohawk and Randolph real estate agents to offer services such as these. Once you fill out the form, we will quickly process your information and get right back to you!  We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 
Selling Your Home >Tiny Bugs and Big Problems
Tiny insects can create huge problems when a house is on the market. Whether the bugs are fleas, ants or roaches, their presence can turn away prospective buyers. And so can the odor of insects.
If you have an insect problem, handle it before you place your home on the market. Consider calling in a professional to advise you on the most effective and least toxic way to exterminate your home. Be very careful if you have
an expectant mother, children, or pets in your household. Air
the house thoroughly to eliminate any lingering bug spray odors. Consider replacing moth balls with cedar chips and using boric acid or some other odorless ant and roach killers. If this sounds like a lot of trouble, remember that even if they love your house, a single cockroach can frighten off prospective buyers.
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
See More Real Estate Trivia > |
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Lynn Garafola and Team Nest Builder RE/MAX Platinum Group 200 Woodport Road Sparta, NJ 07871 973-222-3777 Fax: 973-726-5757 LynnGarafola@NUMBER1EXPERT.com
Lynn Garafola, GRI, CRS, CLHMS, is a seasoned real estate veteran who has successfully closed more than $125 million in transactions and won numerous industry awards and accolades. Lynn has enjoyed helping over 400 families make moves in and out of Northern New Jersey over her 15 year career. Lynn is known for being a tireless advocate for her clients. When you are looking to buy, she takes the time to explore who you are and what you want, helping you discover what you need, what you like and what fits your budget. And then gets you into that home. When its time to sell, you can count on her guidance on preparing your home for sale and pricing it right. And then she takes over and markets it aggressively to get it sold for you. Not only is she very knowledgeable about the housing market in New Jersey, she is very personable and professional and stays in touch after the sale. You can count on Lynn to take care of ALL of your real estate needs. Call or email Lynn@MyNestBuilder.com today for an appointment with your real estate needs. 


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